Illinois mortgage program raising assistance - – Rockford’s News Leader

Illinois mortgage program raising assistance


The Illinois Housing Development Authority is increasing assistance available to homeowners through the Illinois Hardest Hit program.

Effective April 1, the program's assistance will increase to $35,000, providing $10,000 more per family. The program helps homeowners who have gone through an income reduction from unemployment or underemployment through monthly assistance with mortgage payments and reinstatement assistance.

The program is funded through the U.S. Department of the Treasury and has helped over 7,000 homeowners in 94 counties, helping an average of 22 at-risk homeowners each day.

Over the next month, the following groups will be contacted by program employees to see if they qualify to have their assistance amended with the new cap:

  • Homeowners currently receiving assistance
  • Homeowners who were previously in the program but exhausted benefits in 2013
  • Homeowners who applied for the program in 2013 but were ineligible because the need exceeded the previous limit of $25,000

Those who left the program or were denied prior to January 1 of this year, should contact the counselor they worked with to reapply. New applicants can apply at An additional 100 families per month are expected to be eligible for assistance.

Anyone having trouble with paying their mortgage or who knows someone that is, can reach out to the Illinois Foreclosure Prevention Network by visiting or calling 855-KEEP-411.



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