The federally-funded Illinois Pre-Existing Condition Insurance Plan will no longer take new enrollees after March 2.
The halt stems from a decision made by the U.S. Department of Health and Human Services. The program served as a transitional insurance program for Illinois residents who are uninsured, but have pre-existing conditions. The program is meant to cover those individuals until the Affordable Care Act becomes law on January 1, 2014. Those currently enrolled will continue to receive their benefits until that time.
Enrollees and those who are currently uninsured will be able to buy health insurance from the Health Insurance Marketplace, beginning on October 1 of this year.
"This means individuals with pre-existing conditions that have not signed up for the IPXP program by March 2, will have access to other options on October 1, through other federal programs or the State Comprehensive Health Insurance Plan. It is important to note the State Comprehensive Health Insurance Plan or CHIP will not suspend enrollment," Illinois Department of Insurance Director Andrew Boron said. "It is very good news that on October 1 the Health Insurance Marketplace will begin accepting applications for coverage that will be effective January 1, 2014."
When the Affordable Care Act becomes law, insurance companies will no longer be allowed to base coverage or pricing on an individual's health status.
Any application to the Illinois Pre-Existing Condition Insurance Plan that is received online or postmarked by March 2 will be accepted. Applications can be found at http://insurance.illinois.gov/IPXP.
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